Marketplace Health Insurance Guide

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Choosing a healthcare provider can be confusing.

With a little information, ILUMIA can help you estimate your annual out-of-pocket expenses for EVERY plan you're eligible for in the marketplace.

Cost is just one of the many factors to consider when deciding which plan is right for you, but it's an important one, and we're here to guide you through it.

The Process:

Step 1: Eligibility
Determine which plans you're eligible for in the HealthCare.gov marketplace. (Note: we do NOT save or sell your data).
Step 2: Services
Choose the types of care you want to plan for this year—like specialist visits, ongoing care (ex: therapy), coverage for emergencies, etc.
Step 3: Results
Explore a list of every plan you're eligible for, along with a clear breakdown of how each service you selected affects your costs across providers.

Let's go!

1. Eligibility
2. Household
3. Services
4. Results

Step 1: What Plans Are You Eligible For?

Using your age, location, and income, we determine every plan you are eligible for in the HealthCare.gov marketplace.

Full Name

Date of Birth

Street Address

City

State

Zip Code

Income (USD)

Gender

Male Female

Do you use tobacco?

Yes No

Year of Coverage

Advanced Premium Tax Credit (APTC) Information

The APTC helps reduce your monthly premium payments if you qualify.

APTC Eligible

Check this box if you are eligible for the Advanced Premium Tax Credit. Visit HealthCare.gov if you need to confirm your eligibility status.

APTC Amount Override (Optional)

If you know your APTC amount, enter it here. Otherwise, leave it blank and we'll calculate costs without it.

USD